Archive for September, 2009

How to Manage with Your Lost Health Insurance Coverage

September 30, 2009

Economic recession has given rise to many hardships for employees & many of them are facing layoffs also. Some are even deprived of the health benefits as offered by their employers. As a result they are losing their health insurance coverage. Those without health insurance are in dire need of ways to support their health & wellbeing. However, the tips given below will give them a way out. 1. Use COBRA incase you have lost your job – COBRA (Consolidated Omnibus Budget Reconciliation) supports your health insurance coverage provided by your employer even after losing your job. It is often cheaper than private & individual health insurance plans. It allows you to keep the health plan that your employer used to provide as long as that plan still exists. 2. Use preventative measures – Using preventive measure such as exercising, eating healthy, lowering your cholesterol, regulating weight & reducing stress from your life will help you stay healthy & avoid health risks. 3. Ask your doctor’s advice- You may ask your doctor about reduced fees or treatment and drug options available for lower income group or without any health insurance. 5. Avoid smoking – Avoiding smoking may help you get much lower health insurance premiums and have less risk of overall health problems. 6. Apply for medicaid – Apply in your local Medicaid office and it will allow you to pay directly your medical bills. 7. Apply for medicare – Medicare is a good alternative for those 65 years of age or older who meet special criteria. 8. Alternative natural treatments – Alternative natural treatment methods such as acupuncture and herbal remedies are often found to be cheaper than expensive medical treatments and can provide similar results. 9. Health insurance through spouse or partner – It is a nice option for married people as they can quality as a dependent in their spouse’s or partner’s health insurance plan Although the premiums may rise up but it results in fewer coverage rejections than applying for private or independent health insurance coverage. 10. Take a lower paying job with better health benefits – There are some employers out there that pay very little but offer a good health insurance plan. You may consider taking these lower paying jobs for better health facilities.


Adopt Healthy Living through Proper Diet

September 29, 2009

Do you know that your diet plan can change your health standard? If you strive to live longer and stay healthier, you need to adopt a healthy diet. You need to make sure the food you eat is healthy and most importantly, you need to combine food types so as to create a well balance meal.

Proper diet doesn’t mean you have to do anything special, it means you eat the right portion of each type food group to make sure that you are getting the right nutrition. You need to include every type of food right from bread, cereal, and potato, fruits and vegetables, milk and dairy products, to the meats and fish group into your daily diet. A diet rich in fresh fruits and vegetables can have the impact to make you stay healthier and live longer. Even at the ripe old age of 100 you will feel like as if you are 50. It’s because you will get the right vitamins and minerals, and the excellent anti-oxidants are helpful to remove the free radicals and keeping you younger and healthier.

Diet food healthy living indirectly means spending a lot less time sick and that includes from simple illnesses like the common cold to more serous diseases like cancer. By merging foods that provide you with the correct nutrients, proteins, and carbohydrates each day so as to create a balanced diet which will go a long way to keeping you healthy. Hence, the earlier you start to practice good eating the better.

How Much Exercise is Ideal for Good Health?

September 25, 2009

Many of us believe that heavy exercise will help us lose extra pound sooner. People also don’t mind doing marathon type cardio sessions for hours to get the optimum health and weight loss. But exercise doesn’t show its effects in this way. When it comes to general health and weight loss, the diet and nutrition plan varies and so is the exercise regime. For instance, if you run in the treadmill for 45 minutes everyday, but also eat 3 McDonald’s double cheeseburgers everyday. So it’s only natural that the impact of food will overdo the impact of exercise. Those of you who want to lose weight and obtain good health must be wondering how much exercise is ideal. Well, if you do your workout seriously, then 3 days a week for about 45 minutes per session is enough to make your calories burn. You can focus on doing some major weightlifting movements that hit the most of calories in each session. Squats, deadlifts, dips, and chinups are some of the best exercises to lose extra weight. You can divide your workout time table for different exercises. Say you do 1 set of squats for some minutes, then change your posture to do some dips or deadlifts. Then take a break for 5mins, again start cardio for 20mins. In this way, you will work on all the body areas. Exercise not only helps to bring weight loss, it evolves your overall wellbeing. You will feel relaxed and less stressed. So start including exercise in your daily schedule.